Nurul Fahmi Tubagus and Titi Stiawati 2023. IMPLEMENTATION OF INDONESIA SMART CARD PROGRAM INDEPENDENT COLLEGE AT SULTAN AGENG TIRTAYASA UNIVERSITY. NIAGARA Scientific Journal. 15, 1 (Jul. 2023), 68–80. DOI:https://doi.org/10.55651/niagara.v15i1.17.